Adequate Maintenance for UK Visas: 

At Kash Legal Services, we understand that navigating the complexities of UK visa applications can be challenging. One of the essential aspects of a successful application is demonstrating adequate maintenance. This article will provide a detailed overview of the adequate maintenance test and requirements for UK partner and parent visas.

What is the Adequate Maintenance Test?

The adequate maintenance test is an alternative financial requirement for UK visa applications, primarily for those who receive specific ‘permitted’ benefits. These benefits include Carer’s Allowance, Disability Living Allowance, Severe Disablement Allowance, Personal Independence Payment, Attendance Allowance, and others.

The adequate maintenance test requires applicants and their partners to prove that their combined income, after deducting income tax, National Insurance contributions, and housing costs, is equal to or exceeds the level of Income Support an equivalent British family of their size can receive.

Calculating Adequate Maintenance

The adequate maintenance calculation can be represented as follows:

A – B ≥ C


A is the net income (after deduction of income tax and National Insurance contributions)

B is housing costs (what needs to be spent on accommodation)

C is the amount of Income Support an equivalent family unit can receive in the UK

To calculate the net income, you can include specific permitted sources, such as:

  • Employment income from a non-specified limited company
  • Income from a specified limited company (employment income and/or dividend income)
  • Cash savings
  • Pension income
  • Self-employment income as a sole trader, in a partnership, or as a franchise
  • Benefit/allowance income from specific sources
  • Non-employment income, such as property rental or dividends from a non-specified limited company

How to Demonstrate Adequate Maintenance

To demonstrate adequate maintenance, applicants must provide the appropriate documents to support their income claims. These documents may include bank statements, payslips, employment contracts, proof of pension income, or evidence of self-employment income.

It is essential to ensure that all documents are accurate, up-to-date, and clearly demonstrate that the applicant meets the adequate maintenance requirement.

Seeking Professional Assistance

At Kash Legal Services, we specialize in assisting clients with their UK visa applications, including meeting the adequate maintenance test. Our experienced professionals can help you prepare your application, gather the necessary documents, and ensure that you meet all the financial requirements.

Contact us today to schedule a consultation and let us help you navigate the complexities of the UK visa application process.

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